GreenSky ’s Vigilance in the Adoption of the Technology

GreenSky  has brought about disruption in the financial market due to the adoption of technological advancements over the past decade since it was established. The company came into existence in 206 after David Zalik thought that the finance and credit sector of the economy had been conducting its operations so manually and traditionally that the clients of the industry ended up suffering in several ways. One of the challenges that they faced was lengthy processes, especially during the loan application process. This process often took the creditors more than a week to process loans for the customers, which was quite frustrating because, in some instances, the customers needed the funding for emergency projects.

Zalik, with the help of the newly established organization, GreenSky , decided that he would form a team of young finance and technology enthusiasts. These young professionals were responsible for spearheading technological innovations in the company so that it could provide more enhanced services to its customers. One technology by which the team started introducing was that of online banking. The customers of the organization would never walk again to the banking premises to deposit their money or transfer cash to other parties. The online banking platform ensured that the customers could make all their relevant transactions without moving an inch.

Recently, GreenSky  yet unleashed a new technology that is facilitating the application of loans for the credit customers using their smartphones anywhere they are. This has brought about a lot of excitement to the credit customers because they feel relieved of the burden that they earlier had of moving to the creditors’ premises looking for application forms. This was very detrimental at sometimes because they could be forced to make long queues waiting to be served, especially when the customers were in plenty.

With the help of the mobile application introduced by GreenSky , the customers can now meet all the application requirements in the comfort of their restrooms at home. All that is necessary is some internet access and a smartphone. After the application, the details are then transferred to GreenSky ‘s personnel, who in turn performs due diligence on the application forms and later disburse the funds within 48 hours.

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